How To Manage Your Debt? Tip #2

Reduce credit card expenses – since credit cards usually have high interest rates, avoid as much as possible using this type of credit. Since you want to pay off your credit card debts, might as well discontinue using it. Pay off those credit cards with higher interest rates first so that you may be able to reduce the amount you are spending. You may also consolidate your debt within your home loan or consider moving your high interest rate credit card to a lower one. Check the annual fees and try to ask credit card issuing companies to remove these fees.